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Case Studies

Accident leads to spiralling debt
Case Studies

Alice, from North London, is a part-time manageress in a betting shop. She had £38,560 of debt which comprised four credit cards, a bank loan and an overdraft...

Jane really believed she would lose her job is she were made Bankrupt and would certainly have lost her home. Jane was in severe financial trouble. In addition the her mortgage, she held 13 credit cards...

Mr B in the North West used credit cards as part of his way of life and there was no concern, he was in a secured job and more often than not he paid off the balances...

Mr H had run up a modest amount of debt, less than £20,000 which he could manage until, that is, he split up from his wife and had to provide for the three children...

Mr J had debts of £102,000 which had accumulated after the company he had been employed by closed down. He struggled to find employment that would enable him to pay the mortgage...

Initially Mr M's tale is a familiar one of using credit cards to pay for things because it is convenient but then found that he was hitting the credit limit on a number of them, so took out...

Mrs B was a director of a small retail business that went into liquidation and she had personally guaranteed certain of the company's debts. In addition, she had personal debts with banks...

Sally was a Finance Officer and Trainee Accountant in Yorkshire and so wanted to avoid bankruptcy at all costs. The debts totalling £52,000 had been run up over a number of years...

Paul wound up with a lot more debt than most people rack up on their credit cards. But the £300,000 he owed was primarily a result of debt he had taken on to finance...

Even before his girlfriend left him, Rob had accumulated a substantial debt from the student loans for his two degrees, a BSc and a Masters. But it was after her sudden departure four years ago...

Sandra doesn't fit with the stereotype of somebody with debt problems. Before things started to go wrong she had a good job with a financial services company and had just been headhunted...

By the time Anthony approached Phillip Allen and his team he had come to terms with his gambling addiction and realised the full extent of his financial problems. Using credit cards and loans ...

Vivien let her husband worry about their money. Admittedly, he didn't have much time, sometimes working seven days a week as a manager in a well-established printing firm in the north-east of England...

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