These are the 21 most common questions our customers ask our IVA advisers. If you have a question that is not among these 21, please visit our additional IVA questions and answers page.

First, you provide us with detailed information on your debts and your expenditure. Next you meet with a Licensed Insolvency Practitioner who drafts a proposal, files it at court and sends it to your creditors. Creditors then need three full weeks between receiving the proposal and the creditors’ meeting to consider their response.