These are the 21 most common questions our customers ask our IVA advisers. If you have a question that is not among these 21, please visit our additional IVA questions and answers page.

In theory you can have a credit card right up until the date of the creditors’ meeting. But we don’t want you to get into any further debt, so from today your credit card should be destroyed with a view to sending it back to your creditor on the day of the creditors’ meeting.