These are the 21 most common questions our customers ask our IVA advisers. If you have a question that is not among these 21, please visit our additional IVA questions and answers page.

The days when addresses were so-called 'blacklisted' are long gone. The individual's name, rather than their address, is what is listed. Your parents or any other people you live with will not be held liable for your debts, unless you hold debts jointly.