Our calculator will help you to decide whether an IVA is right for you.

A Debt Lifeboat IVA is simple to understand, quick to arrange and enables you to take charge of your debts once and for all.
You'll then receive a questionnaire to fill out which asks for all the information we need to design a realistic payment schedule that your creditors are likely to accept. As soon as you send this back to us, we'll draft a realistic proposal to put to your creditors.
After your first conversation with Debt Lifeboat, you'll receive an IVA questionnaire to fill out which asks for all the information we need to design a realistic payment schedule that your creditors are likely to accept. We'll also send you an easy-to-read booklet called "Is an IVA Right for Me?" to make sure you fully understand the key features of an IVA and are certain that an IVA is the best solution to your debt problems.
Our IVA questionnaire is carefully designed to give us all the information we need to draft a proposal to your creditors. It involves detailing all your income and expenditure and asks you to explain what led to your debt difficulties.
As soon as we receive your completed questionnaire, one of our IVA experts will draft a proposal that details your individual debt problem and outlines a workable solution for you and your creditors. We then send you a copy of this plan and invite you to come and discuss it in more detail.