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Our calculator will help you to decide whether an IVA is right for you.

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Case Studies

IVA cuts graduate's debts in half

Read Rob's story...

Free IVA Videos

In these videos, Phillip Allen will introduce you to IVAs and bankruptcy. He also answers the most common questions about Individual Voluntary Agreements.

I run my own business – can I still trade?

Latest News

FSA boss warns against quick fix

13.07.10

The head of the UK financial watchdog warns the recovery could be undermined if new regulation is introduced quickly.

Robert Peston

13.07.10

Eurozone debt: Throwing good money after bad?

Video Collection

An IVA Could Save Your Home

A Debt Lifeboat IVA could protect your mortgage and save your home from creditors...

IVA Calculator

1. What is an IVA?

2. How do I know an IVA is right for me?

3. How does it work in practice?

4. What makes a Debt Lifeboat IVA different to any other?

5. Is my home safe?

6. Can you get joint IVAs?

7. Do all my debts go into an IVA?

8. How much does an IVA cost?

9. How long does an IVA last?

10. Who needs to know I have an IVA?

11. I run my own business – can I still trade?

12. How long does it take to set up an IVA?

13. How do creditors’ meetings work?

14. What if my circumstances change during the course of my IVA?

15. What if my financial circumstances improve during the life of the IVA?

16. What fees do I need to pay?

17. Will my creditors still call me up while my IVA is being set up?

18. Can I still use a credit card during the IVA period?

19. Will I have to go to court?

20. I live with my parents – will they be blacklisted?

21. Can I still have a bank account?

22. Bankruptcy

23. IVA